Life
Sharing Your Vision of a Secure Future
We can’t predict the future, but we can help remove financial uncertainty. Through the use of the latest strategies, we can help you meet personal and business needs. We can provide insurance protection commensurate with your dollar investment, and save you the problem of searching out different sources for different types of insurance.
Helping You Reach Your Goals
We have a friendly and knowledgeable staff of insurance professionals who can underwrite and service your policies. They are the most important part of any insurance plan.
Planning now for the future is essential. You can depend on us to share you vision of tomorrow and help you achieve your goals.
We Invite Your Inquiries
At no cost to you, we will review your needs and survey available policies, plans and programs. We’re looking to give you “something extra” for your premium dollar &endash; personalized, caring service. After review, we will recommend the best coverage from a choice of top insurance companies. Check the extensive list of coverages available; then give us a call!
Life, Health & Accident Insurance
- Life Insurance
- Health Insurance
- Accident Insurance
- Disability Income: Short and Long Term
- Annuities; For Retirement
- Financial Planning: Assistance in Identifying and Achieving Financial Goals
- Estate Planning: Assistance in Protecting Your Assets and Minimizing Your Taxes
- Group Life Insurance
- Annuities; For Retirement
- Payroll Deduction Plans: Life, Disability Income, Accident and Annuities
- Business Travel
- Life Insurance
- Deferred Compensation Planning
- Key Man Coverage
- Business Valuation Family Business Transfer Planning Buy-Sell Agreements
- Business Travel
Life Products
Neni Plan
The Neni Plan is a cost-effective Juvenile Insurance program which provides 3 benefits for your child, and they include: 1). Builds cash values which provides your child a savings they can avail when they reach an adult age, 2). Locks in insurability for your child, and 3). Your child can convert the plan to a $100,000 life insurance plan when they reach age 20, without any evidence of insurability. Coverage options available are $25,000 and $50,000.
Universal Life Insurance
The Universal Life Insurance program is a long-term plan that builds cash values, which provide 3 benefits for the insured, and they include: 1). Cash values are added to the death benefit, 2). Cash values can be used to cushion premium payments, and 3). Cash Values can be used to attain a policy loan. Coverage options are as low as $50,000.
Term Life Insurance
The Term Life Insurance program is a cost-effective plan which provides insurance coverage options for either 10 years, 15 years, 20 years, or 30 years. The Term Life Insurance does not accumulate any cash values, and term programs can be renewed or converted to a Universal Life Insurance plan. Coverage options are as low as $50,000.
Lump Sum Cancer Plan
The Lump Sum Cancer Plan provides the insured a lump sum amount between $10,000 and $50,000 in the event they are diagnosed with cancer. This is a cost-effective program which can assist the insured with addressing the many costs for treatment which are not associated with medical insurance. Family programs are also available.